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To activate and use this free service, simply click Credit Score in KCT Online/Mobile Banking. The interest rate you receive will be determined by your creditworthiness. Credit Score is a free service offered by KCT Credit Union, powered by SavvyMoney ®. Advertised rate is based on excellent credit history. With a KCT Citizenship loan, aspiring citizens can potentially borrow up to $3,500 to help cover those large fees. The Kane County Teachers CU has been serving its members in and around the Elgin, IL area with exceptional financial products. We are not just another number in their book. Kane County Teachers Credit Union is headquartered in Elgin and is the 29 th largest credit union in the state of Illinois. •  You get to keep driving your car Annual Percentage Rate (APR). Rates subject to change. Your deposits are insured up to $250,000 per account. Rates subject to change. Thank you Joe and Roberto for going above and beyond. Rates include discounts, see details below." Are you, or someone you know, in the process of becoming a United States citizen? Routing/Transit # 271983833  |  Privacy Policy  |  Disclosures The interest rate you receive will be determined by your creditworthiness, vehicle year and term. Great job, KCT!" Teachers Credit Union in MI & IN offers great rates on auto loans, home loans, personal loans, home equity loans and more. Other terms and conditions may apply. For example, a $1,000 loan with a 12-month term at 2.99% APR* would have 12 payments of approximately $84.92, with total finance charges of approximately $19.11. All loans subject to approval. Offer valid thru December 31st, 2020. **Receive a 0.25% discount on approved holiday loan rate when you setup or have an existing automatic deposit into your KCT Checking account of at least $500.00 per month with automatic loan payment. Payment example: a $20,000 loan with a 60 month term at 1.99% APR would have 60 payments at approximately $350.98, resulting in approximately $1,058.80 in finance (interest) charges. Rates subject to change. Payment may vary from example if electing KCT Protection. Advertised rate is based on excellent credit history and discount. Phone: 1.847.741.3344  Toll Free: 1.888.741.3344  Email: ContactUs@kctcu.org Payment example: a $3,000 loan with an 18-month term at 4.74% APR would have 18 payments of approximately $173.38, resulting in total finance (interest) charges of approximately $120.84. That translates to an APR of at least 300 percent. Advertised rate is based on excellent credit history and discounts. KCT Credit Union offers various mortgages including 30-year, 15-year, and 10-year fixed rate mortgages, as well as adjustable rate mortgages. Maximum term is 72 months, which requires a minimum amount of $20,000 financed. Other terms and conditions may apply. 2.74% APR applies on vehicles model year 2011 to 2018 for a 60-month term or shorter. Offer valid through December 31st, 2020. Payment example: a $20,000 loan with a 60 month term at 2.74% APR would have 60 payments at approximately $357.78, resulting in approximately $1,466.84 in finance (interest) charges. Offer subject to change. All loans subject to approval. Other terms and conditions may apply. Lenders often charge an average of 25 percent per month to finance the loan. It’s not too early to start planning for your holiday shopping! Boats, RV’s, snowmobiles, and watercraft can help you make memories with your family, but they sure can be expensive. Our loan experts will review your loan to see if we can save you money. Phone: 1.847.741.3344  Toll Free: 1.888.741.3344  Email: ContactUs@kctcu.org whatever! *Annual Percentage Rate (APR). A KCT Share Secured Loan is designed for those just starting out, or trying to rebuild their credit. Advertised rate is based on excellent credit history and discounts. Maximum term is 72 months, which requires a minimum amount of $20,000 financed. Advertised rate is based on excellent credit history and discounts. Membership in KCT Credit Union is open to anyone who lives or works within the following counties: Dekalb, DuPage, Grundy, Kane, Kendall, McHenry, and Cook County west of Route 83. Routing/Transit # 271983833  |  Privacy Policy  |  Disclosures Payment may vary from example if electing Guaranteed Asset Protection (GAP) coverage, Mechanical Repair coverage, or KCT Protection. All loans subject to approval. View your credit report, get up-to-date credit monitoring notifications, find out what affects your score and how to improve it. All loans subject to approval. All loans subject to approval. If at any time the automatic deposits discontinue in the duration of the auto loan term the discounted rate will no longer be applied and the rate will adjust accordingly. First off, congratulations! It could be higher, depending on additional fees that the lenders may require. Membership and other qualifications apply. Secondly, how will the fees required to become a citizen be paid? I am grateful for their support in a difficult time in my life. 2.74% APR applies on vehicles model year 2011 to 2018 for a 60-month term or shorter. Payment example: a $20,000 loan with a 60 month term at 2.74% APR would have 60 payments at approximately $357.78, resulting in approximately $1,466.84 in finance (interest) charges. Save up to $858 with a Kane County Teachers Credit Union auto loan 1. It only takes a minute to apply. Financing your new or used auto at KCT Credit Union could save you a bundle on your auto loan, putting more cash back into your wallet. Offer valid thru December 31st, 2020. Payment may vary from example if electing Guaranteed Asset Protection (GAP) coverage, Mechanical Repair Coverage, or KCT Protection. A Holiday Loan from KCT can take care of your gift giving needs at a rate as low as 4.74% APR*! If you own your car, KCT offers title loans with affordable rates, as low as 2.74% APR* up to 60 months (rate includes discounts, other qualifications apply, see below for more details**). It is also the 885 th largest credit union in the nation. **Members can receive a 0.25% discount on an approved title loan rate when borrowing 60%-80%, depending on credit score, of appraised vehicle value. That’s far less than what a payday lender would charge! 1.99% APR applies on vehicles model year 2019 or newer for a 60-month term or shorter. If at any time the automatic deposits discontinue in the duration of the title loan term the discounted rate will no longer be applied and the rate will adjust accordingly. Regardless if you're shopping new or used auto, pre-qualify with KCT Credit Union before you start shopping around!

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